5404 Spinnaker Way

Mineral, VA
$ 575,000 Beds 3 Baths 2 Sq 1,264
Monthly Estimate* How much can I afford?

Wonderful opportunity to own this shared waterfront home with a covered boat slip and lift. Boat slip #7 conveys with the property. 1264 sqft of finished space with 3 bedrooms, 2 baths, living/dining, a kitchen, and a loft. An additional 784sqft of unfinished space in the walkout basement is ready to be finished to add an additional bath and living space. A 2-tier deck over a gravel patio provides ample outdoor space to enjoy cookouts or views of the lake. Located mid-lake, there is easy access by boat to the lake's many restaurants: The Cove, Tims, and the Tap House. It's also a short drive to the off-lake amenities, Food Lion, DG Fresh, Local Wineries, and Breweries. The home is being sold as-is and provides an excellent opportunity to develop an amazing waterfront retreat at an affordable price

ACTIVE

  • Price
  • $ 575,000
  • City
  • Mineral
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • SPOTSYLVANIA
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.73 Acres
  • Zip
  • 23117
  • Sqr Footage
  • 1,264
  • Year Built
  • 1991
  • Taxes
  • $ 2835
  • Style
  • A-Frame
  • MLS#
  • VASP2038728
Listed By: Michael Philip Stevens with Lake Homes Realty, LLC - 8665253466;
Data Source: Bright MLS

Features

General

Living Area 1264
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Ceiling Fan(s),Central A/C
Possession Settlement
Appliances Dryer - Electric,Extra Refrigerator/Freezer,Microwave,Oven/Range - Electric,Washer
Zoning RR
HOA Fee 264.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Other
Patio/Porch Features Deck(s)
Architectural Style A-Frame
Construction Materials Cedar,Concrete,Frame,Other
School District SPOTSYLVANIA COUNTY PUBLIC SCHOOLS
Year Built 1991
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County SPOTSYLVANIA
New Construction No
Property Type Residential
Association Amenities Boat Dock/Slip,Boat Ramp,Common Grounds,Lake,Picnic Area,Pier/Dock,Water/Lake Privileges,Other
HOA Yes
Subdivision Name ROSE VALLEY
Garage Y/N No
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From the intersection of 522 and 208,take 522 North to a right on 719. Continue to a right on Stubbs Bridge Rd,then another right on Comfort Lane. Continue to the end and then turn onto Spinnaker Way
City MINERAL
Body of Water Lake Anna
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 75359.00
Tax Assessed Value 386100.0
Tax Annual Amount 2835.0
Structure Type Other
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 454.91
Vacation Rental Y/N No
Total SQFT 2048
Standard Status Active
Year Built Source Assessor
Legal Subdivision ROSE VALLEY
Tax Lot 7

Interior Features

Interior Amenities Carpet,Ceiling Fan(s),Combination Dining/Living,Window Treatments,Other
Heating Fuel Electric
Basement Walkout Level
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1264
Central Air Y/N Yes
Total Bedrooms 3
Room Type Kitchen,Basement,Bedroom 1,Great Room,Loft,Bathroom 1,Bathroom 2,Bathroom 3
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 784
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Bathrooms Full Upper Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Water Source Well
Inclusions Boat slip #7 conveys with the property.
Type of Parking Driveway
Water View Y/N No
Lot Size Acres 1.73
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Yes
Water Access Features Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Public Access,Public Beach,Sail,Seaplane Permitted,Swimming Allowed,Waterski/Wakeboard
Land Assessed Value 161200.00
Navigable Water Y/N No
Water Oriented Y/N Yes

Room Details

Basement Lower 1
Bathroom 1 Main
Bathroom 2 Upper 1 Balcony Access
Bathroom 2 # 2 Upper 1
Bathroom 3 Upper 1
Bedroom 1 Main
Great Room Main Fireplace - Wood Burning
Kitchen Main
Loft Upper 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

2/5/2026 Listed $625,000
4/8/2026 5% - $599,000
6/19/2026 5% - $575,000

Property vs Zip Code Average in 23117

Price
AVG $820K
$580K
Taxes
AVG $2,979
$2,835
Year Built
AVG 2010
1991
Visits
AVG 301
879
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

5404 Spinnaker Way Mineral, VA is a Single Family Home for sale at $575000 with 1264 sqft and a lot size of 1.73 Acres Acre(s). 5404 Spinnaker Way Mineral has 3 bedrooms, 2 baths and was built in 1991. The property's zip code is 23117 which is in Mineral, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Tammi Rampino

Tammi Rampino

304-262-8700

Find your home's value