Chaptico, MD

Not Disclosed
$ 355,000 Beds 2 Baths 2 Sq 1,488
Monthly Estimate* How much can I afford?

Discover the perfect blend of beach and private living. Welcome to Mills Point Beach community. Designed for both relaxation and entertaining. This single family home features inviting open floor plans , beautiful hardwood floors and an abundant f natural lighting throughout. Step outside on the spacious deck or take advantage of your private beach access for your boating, fishing, or just to unwind along the shoreline. This unique property also includes the adjoining lot creating exceptional value for added potential.

ACTIVE

  • Price
  • $ 355,000
  • City
  • Chaptico
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • SAINT MARYS
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.26 Acres
  • Zip
  • 20621
  • Sqr Footage
  • 1,488
  • Year Built
  • 1972
  • Taxes
  • $ 1511
  • Style
  • Ranch/Rambler
  • MLS#
  • MDSM2033154
Listed By: Irvin Kenny with Bennett Realty Solutions - 3014595040;
Data Source: Bright MLS

Features

General

Living Area 1488
Sewer Private Septic Tank
Heating Radiator
Cooling Ceiling Fan(s),Window Unit(s),Multi Units
Possession Immediate
Zoning RNC
HOA Fee 502.00
Garage Spaces 4.00
Architectural Style Ranch/Rambler
Construction Materials Brick,Concrete
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 1972
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility No Stairs
Assoc Fee Paid Per Annually
County SAINT MARYS
New Construction No
Property Type Residential
HOA Yes
Subdivision Name MILL POINT
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade
Total Rooms 6
Full Baths 2
Status ACTIVE
Directions SEE GOOGLE MAPS
City CHAPTICO
Association Name MILL POINT IMPROVEMENT ASSOCIATION
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 11326.00
Tax Assessed Value 164767.0
Tax Annual Amount 1511.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 238.58
Acceptable Financing Cash,Conventional,FHA,VA
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 1488
Standard Status Active
Year Built Source Estimated
Legal Subdivision MILL PT
Association Recreation Fee No

Interior Features

Heating Fuel Oil
Hot Water Oil
Basement (Y/N) No
Heating Y/N Yes
Above Grade Finished Area 1488
Central Air Y/N No
Total Bedrooms 2
Main Level Bedrooms 2
LivingAreaSource Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Pool No Pool
Parking Features Concrete Driveway
Water Source Well
Total Parking Spaces 4
Garage Features Additional Storage Area,Garage - Front Entry,Garage Door Opener
Type of Parking Detached Garage,Driveway,Off Street
Foundation Details Brick/Mortar
Spa No
Water View Y/N No
Lot Size Acres 0.26
Lot Size Source Estimated
Waterfront Y/N No
Horse Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Detached Garage Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/12/2026 Listed $355,000

Property vs Zip Code Average in 20621

Price
AVG $470K
$360K
Taxes
AVG $1,321
$1,511
Year Built
AVG 1972
1972
Visits
AVG 114
19
Data Provided by Inside Real Estate®

Areas That We Cover

Chaptico, MD is a Single Family Home for sale at $355000 with 1488 sqft and a lot size of 0.26 Acres Acre(s). Chaptico has 2 bedrooms, 2 baths and was built in 1972. The property's zip code is 20621 which is in Chaptico, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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