11 Saddle Bill Circle

Cambridge, MD
$ 345,000 Beds 4 Baths 2.5 Sq 2,198
Monthly Estimate* How much can I afford?

Welcome to this recently built home in lovely Heron Point, where comfort and convenience unite! Step in to the wide open floor plan where gathering with friends and family comes easy. Whether hosting game night or preparing your fave dish in the bright, airy kitchen. Need some quiet time/work space, private OFFICE conveniently located on the main level. Upper level features spacious primary suite with walk in closets and 3 additional bedrooms where the walk ins continue. Plenty of natural light and comfortable design gives one a warm and welcome experience. Ready to head out? Enjoy morning coffee to evenings out, being just a few minutes from all the shops and eateries in charming downtown Cambridge. All this, and several waterfront parks surround the town for swimming, boating or just taking in the natural beauty and wildlife. Happiness is just around the corner!

ACTIVE

  • Price
  • $ 345,000
  • City
  • Cambridge
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • DORCHESTER
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.16 Acres
  • Zip
  • 21613
  • Sqr Footage
  • 2,198
  • Year Built
  • 2023
  • Taxes
  • $ 5274
  • Style
  • Colonial
  • MLS#
  • MDDO2012894
Listed By: Linda K Perry with Long & Foster Real Estate, Inc. - 4102602800;
Data Source: Bright MLS

Features

General

Living Area 2198
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning R
HOA Fee 61.00
Garage Spaces 2.00
Architectural Style Colonial
Construction Materials Vinyl Siding
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 2023
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Other
Assoc Fee Paid Per Monthly
County DORCHESTER
New Construction No
Property Type Residential
HOA Yes
Subdivision Name HERON POINT
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions GPS
City CAMBRIDGE
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 7000.00
Tax Assessed Value 310900.0
Tax Annual Amount 5274.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 156.96
Vacation Rental Y/N No
Total SQFT 2198
Standard Status Active
Year Built Source Assessor

Interior Features

Heating Fuel Electric
Hot Water Electric
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 2198
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Room Type Office
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry
Type of Parking Attached Garage,Driveway,Off Street
Foundation Details Slab
Water View Y/N No
Lot Size Acres 0.16
Lot Size Source Assessor
Waterfront Y/N No
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Office Upper 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/6/2026 Listed $345,000

Property vs Zip Code Average in 21613

Price
AVG $420K
$350K
Taxes
AVG $3,857
$5,274
Year Built
AVG 1964
2023

In The Neighborhood

Areas That We Cover

11 Saddle Bill Circle Cambridge, MD is a Single Family Home for sale at $345000 with 2198 sqft and a lot size of 0.16 Acres Acre(s). 11 Saddle Bill Circle Cambridge has 4 bedrooms, 2 baths and was built in 2023. The property's zip code is 21613 which is in Cambridge, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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