904 Central

Cambridge, MD
$ 160,000 Beds 4 Baths 1.5 Sq 1,188
Monthly Estimate* How much can I afford?

**RECENTLY REDUCED INVESTOR & RENOVATION OPPORTUNITY!** Bring your vision and finish what has already been started in the heart of Cambridge. With a portion of the renovation work already underway, this property offers an appealing opportunity for investors, flippers, landlords, or buyers looking to build equity through improvements. Recent updates include luxury vinyl plank flooring throughout much of the home and a nearly finished upper level offering flexible space for two bedrooms, or a bedroom with adjoining office/bonus area, plus a half bath and additional closet space. The main level features two bedrooms, living room, laundry area, and a kitchen space ready for renovation. Significant improvements are still needed, including completion of the kitchen and installation of a heat source; natural gas is available. For the right buyer, this is an opportunity to complete the remaining work, add value, and reposition the property for resale, rental income, or personal use. Outside, the property offers a fenced backyard, concrete patio, storage shed, off-street parking, and front porch. Conveniently located just off Race Street and within walking distance of downtown Cambridge, restaurants, shopping, and the waterfront. **Being sold strictly AS-IS. Seller is motivated and ready to make a dealbring your contractor, your vision, and your offer!** Renovation financing, including FHA 203(k), may be an option for qualified buyers. **Some photos have been virtually staged or virtually enhanced to illustrate the property's potential.**

ACTIVE

  • Price
  • $ 160,000
  • City
  • Cambridge
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • DORCHESTER
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.09 Acres
  • Zip
  • 21613
  • Sqr Footage
  • 1,188
  • Year Built
  • 1940
  • Taxes
  • $ 1071
  • Style
  • Bungalow
  • MLS#
  • MDDO2012248
Listed By: Jennifer A Benjamin Wingate with Sharon Real Estate P.C. - 4102282525;
Data Source: Bright MLS

Features

General

Living Area 1188
Sewer Public Sewer
Heating None
Cooling Window Unit(s)
Utilities Natural Gas Available,Phone Available,Cable TV Available,Electric Available
Possession Settlement
Roof Architectural Shingle
Appliances Oven/Range - Gas,Refrigerator,Washer,Dryer
Zoning C-2
Patio/Porch Features Porch(es)
Architectural Style Bungalow
Construction Materials Vinyl Siding
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Exclusions See disclosure
Year Built 1940
Levels 1.5
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County DORCHESTER
New Construction No
Property Type Residential
HOA No
Subdivision Name BAYLY
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Total Rooms 8
Full Baths 1
Status ACTIVE
Directions Turn right off of Rt 50 Eastbound onto Crusader Rd. Take immediate right onto Washington St./Rt 343. Continue about 1/2 mile to Race St. Take left onto Race St. Turn right onto Boundary Ave. Turn rig
City CAMBRIDGE
Disclosures Lead Based Paint - Federal,Lead Based Paint - State,Prop Disclaimer
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 3920.00
Tax Assessed Value 73133.0
Tax Annual Amount 1071.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 134.68
Acceptable Financing Cash,FHA 203(k)
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 1188
Standard Status Active
Year Built Source Estimated
Association Recreation Fee No

Interior Features

Interior Amenities Bathroom - Tub Shower,Floor Plan - Traditional,Recessed Lighting
Heating Fuel Natural Gas Available
Flooring Luxury Vinyl Plank
Hot Water Natural Gas
Basement (Y/N) No
Window Features Storm,Screens
Fireplace Y/N No
Above Grade Finished Area 1188
Half Baths 1
Central Air Y/N No
Total Bedrooms 4
Room Type Living Room,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Bedroom 1,Bathroom 1,Half Bath
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 2
Bedrooms Count Upper Level 1 2
Bathrooms Half Upper Level 1 1
Bathrooms Half All Upper Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count All Upper Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Exterior Amenities Outbuilding(s)
Pool No Pool
Fencing Chain Link
Parking Features Gravel Driveway
Lot Features Rear Yard
Water Source Public
Inclusions See disclosure
Total Parking Spaces 4
Type of Parking Driveway,Off Street
Foundation Details Block
Spa No
Water View Y/N No
Lot Size Acres 0.09
Lot Size Source Estimated
Waterfront Y/N No
Door Features Storm
Land Assessed Value 15900.00
Navigable Water Y/N No
Water Oriented Y/N No

Room Details

Bathroom 1 Upper 1 Bathroom - Tub Shower,Flooring - Ceramic Tile,Lighting - Wall sconces
Bedroom 1 Upper 1 Flooring - Luxury Vinyl Plank
Bedroom 2 Upper 1 Flooring - Luxury Vinyl Plank
Bedroom 3 Main Flooring - Luxury Vinyl Plank,Lighting - Recessed
Bedroom 4 Main Flooring - Luxury Vinyl Plank,Lighting - Recessed
Half Bath Main Flooring - Luxury Vinyl Plank,Lighting - Recessed
Kitchen Upper 1 Kitchen - Electric Cooking,Lighting - Ceiling
Living Room Upper 1 Chair Rail,Flooring - Luxury Vinyl Plank

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Maple Elementary School
Middle School Mace'S Lane Middle School
High School Cambridge-South Dorchester High School

Price History

5/9/2026 Listed $170,000
7/18/2026 6% - $160,000

Property vs Zip Code Average in 21613

Price
AVG $420K
$160K
Taxes
AVG $3,857
$1,071
Year Built
AVG 1964
1940
Visits
AVG 475
845
Data Provided by Inside Real Estate®

Areas That We Cover

904 Central Cambridge, MD is a Single Family Home for sale at $160000 with 1188 sqft and a lot size of 0.09 Acres Acre(s). 904 Central Cambridge has 4 bedrooms, 1 baths and was built in 1940. The property's zip code is 21613 which is in Cambridge, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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