12414 Whisper Creek Court

Charlotte Hall, MD
$ 745,000 Beds 5 Baths 3 Sq 3,732
Monthly Estimate* How much can I afford?

BACK ON MARKET - Don't miss your second chance! This pristine, turn-key estate is available again. Welcome to 12414 Whisper Creek Ct, a spectacular 5-bedroom, 3-bathroom colonial estate nestled on a private 3-acre lot in Charlotte Halls most desirable neighborhood. This residence effortlessly blends timeless elegance with modern eco-efficiency and peaceful country living. From the inviting curb appeal to the massive driveway and 2-car garage, you will feel at home the moment you arrive. Step inside to a sun-drenched, open-concept floor plan featuring soaring ceilings and gleaming hardwood floors. The main level features a spacious open kitchen, fully loaded with premium granite countertops, custom cabinetry, double ovens, and massive counter space. The adjacent family room features a dramatic wall of windows that floods the space with natural light, anchored by a cozy gas fireplace. For ultimate flexibility, the main level includes formal living and dining spaces, plus a main-level bedroom and full bathperfect for a guest suite or home office. Upstairs, the grand primary suite is a true sanctuary. Relax by your private gas fireplace or melt the day away in the spa-inspired bathroom, featuring a deep soaking tub, separate shower, dual vanities, and a spacious walk-in closet. Three additional oversized bedrooms, a convenient Jack-and-Jill bathroom, and a dedicated upper-level laundry room complete this floor. Looking for more space? The walk-out lower level features a workout area and an expansive unfinished footprint ready for a theater, game room, or future expansion. Outside, your private backyard resort awaits. Spend hot summer days splashing in your private in-ground pool equipped with an exciting water slide, where maintenance is a breeze thanks to a fully protective electric pool cover. The pool area and key parts of the yard are safely enclosed by a maintenance-free fence for effortless protection. Relax on your manicured grounds, kept green and lush by a Rainbird 19-zone irrigation system that can be conveniently programmed and controlled right from your phone appletting you adjust watering schedules with ease even when you are away. When you need a break from the sun, unwind under the professionally installed canopy, complete with a built-in fan to keep you cool. As the day turns to evening, gather around the cozy firepit for chilly nights. Best of all, this home is built for the future with incredible high-tech upgrades, including a premium Tesla Backup Battery System and solar panels for ultimate energy savings and peace of mind. Premium gutter guards are also installed to keep fall leaves and debris away, making outdoor maintenance completely worry-free. Don't miss out on this rare second opportunity for your clients to own their dream home! Schedule your private tour today.

ACTIVE

  • Price
  • $ 745,000
  • City
  • Charlotte Hall
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • CHARLES
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 3 Acres
  • Zip
  • 20622
  • Sqr Footage
  • 3,732
  • Year Built
  • 2004
  • Taxes
  • $ 8691
  • Style
  • Colonial
  • MLS#
  • MDCH2055452
Listed By: Paulette F. Tabron with Mid-Atlantic Realty - 2404629583;
Data Source: Bright MLS

Features

General

Living Area 3732
Sewer Private Septic Tank,On Site Septic
Heating Heat Pump(s),Heat Pump - Oil BackUp,Programmable Thermostat,Solar - Active,Zoned
Cooling Ceiling Fan(s),Central A/C,Dehumidifier,Heat Pump(s),Multi Units,Programmable Thermostat,Solar On Grid
Utilities Cable TV,Electric Available,Propane,Sewer Available
Possession Immediate
Appliances Cooktop,Dishwasher,Disposal,Dryer - Electric,ENERGY STAR Clothes Washer,Dual Flush Toilets,Extra Refrigerator/Freezer,Icemaker,Oven - Double,Oven - Self Cleaning,Oven - Wall,Oven/Range - Electric,Ref
Zoning AC
HOA Fee 350.00
Garage Spaces 2.00
Architectural Style Colonial
Pool Features Fenced,In Ground
Security Features Carbon Monoxide Detector(s),Exterior Cameras,Main Entrance Lock,Monitored,Motion Detectors,Security System,Smoke Detector,Electric Alarm
Construction Materials Brick Front
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 2004
View Trees/Woods
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Level Entry - Main
Assoc Fee Paid Per Annually
County CHARLES
New Construction No
Property Type Residential
HOA Yes
Energy Efficient Appliances,Utility Smart Meter-Electric
Subdivision Name WHISPER CREEK
Garage Y/N Yes
Water Access Y/N No
Green Energy Generation PV Solar Array(s) Leased
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions Use GPS System
City CHARLOTTE HALL
Disclosures Prop Disclosure,Owner RE Licensee
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 130680.00
Tax Assessed Value 721300.0
Tax Annual Amount 8691.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 199.62
Acceptable Financing Conventional,Cash,Contract
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 5360
Standard Status Active
Year Built Source Assessor
Legal Subdivision WHISPER CREEK SUB
Tax Lot 34

Interior Features

Heating Fuel Propane - Leased,Oil,Electric
Basement Connecting Stairway,Interior Access,Rough Bath Plumb,Rear Entrance,Outside Entrance,Space For Rooms,Sump Pump,Windows,Shelving,Walkout Stairs,Other
Flooring Hardwood,Ceramic Tile
Total Fireplaces 2
Fireplace Features Double Sided,Gas/Propane,Mantel(s)
Hot Water 60+ Gallon Tank
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3732
Central Air Y/N Yes
Total Bedrooms 5
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1628
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Exterior Lighting,Flood Lights,Gutter System,Outbuilding(s),Secure Storage,Underground Lawn Sprinkler,Other,Lawn Sprinkler
Pool Yes - Personal
Fencing Rear,Wrought Iron
Parking Features Asphalt Driveway
Lot Features Backs to Trees
Water Source Well
Total Parking Spaces 2
Garage Features Garage - Side Entry
Type of Parking Attached Garage,Driveway
Land Use Code R
Foundation Details Concrete Perimeter
Water View Y/N No
Lot Size Acres 3.00
Road Surface Type Black Top
Lot Size Source Assessor
Waterfront Y/N No
Land Assessed Value 140000.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/23/2026 Listed $760,000
8/23/2026 2% - $750,000
8/26/2026 1% - $745,000

Property vs Zip Code Average in 20622

Price
AVG $700K
$750K
Taxes
AVG $5,977
$8,691
Year Built
AVG 2002
2004
Visits
AVG 276
886
Data Provided by Inside Real Estate®

Areas That We Cover

12414 Whisper Creek Court Charlotte Hall, MD is a Single Family Home for sale at $745000 with 3732 sqft and a lot size of 3 Acres Acre(s). 12414 Whisper Creek Court Charlotte Hall has 5 bedrooms, 3 baths and was built in 2004. The property's zip code is 20622 which is in Charlotte Hall, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Lonnie Dofflemyer

Lonnie Dofflemyer

304-262-8700

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