118 Summit St

Charlottesville, VA
$ 469,000 Beds 3 Baths 2 Sq 1,263
Monthly Estimate* How much can I afford?

Discover the charm and potential of this 1946 Charlottesville cottage in an exceptionally convenient City location. Offering 3 bedrooms and 2 full baths, the home features a first-floor primary suite, main-level laundry, comfortable living and dining spaces, and a functional floor plan ready for its next owner to make their own. A basement provides ample additional storage, while recent improvements, including a newer roof and water heater, offer added peace of mind. Location is a standout! Just 1.8 miles from UVA Medical Center, approximately a 10-minute walk to nearby restaurants, 15-minute walk to Scott Stadium - while easy access to I-64 and Route 250 makes getting around Charlottesville and beyond a breeze. Currently zoned RX-3, the property may also offer intriguing possibilities for buyers interested in the flexibility provided by Charlottesville's current zoning regulations. Whether you're looking for a conveniently located primary residence or considering the property's longer-term potential.,Formica Counter,Wood Cabinets

ACTIVE

  • Price
  • $ 469,000
  • City
  • Charlottesville
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CHARLOTTESVILLE CITY
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.18 Acres
  • Zip
  • 22903
  • Sqr Footage
  • 1,263
  • Year Built
  • 1946
  • Taxes
  • $ 4409
  • Style
  • MLS#
  • 681169
Listed By: CHRISTOPHER KETCHAM with YES REALTY PARTNERS - 4345310817;
Data Source: Bright MLS

Features

General

Living Area 1263
Sewer Public Sewer
Heating Heat Pump(s),Radiant
Cooling Heat Pump(s)
Appliances Dryer,Washer
Architectural Style Other
School District CHARLOTTESVILLE CITY PUBLIC SCHOOLS
Year Built 1946
Levels 1.5
Tax Year 2026
Ownership Other
Accessibility None
HOA Fee 2 0.00
County CHARLOTTESVILLE CITY
New Construction No
Property Type Residential
HOA No
Subdivision Name MAURY HILLS
Garage Y/N No
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From UVA - Jefferson Park Ave toward 250 and I-64,stay straight to Fontaine Ave,turn left on Summit St. past the fire stationon the left.
City CHARLOTTESVILLE
Disclosures Prop Disclosure
Tax Annual Amount 4409.1
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 371.34
Construction Completed Y/N No
Vacation Rental Y/N No
Total SQFT 1838
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Legal Subdivision UNIVERSITY-MAURY HILLS

Interior Features

Interior Amenities Entry Level Bedroom
Heating Fuel Natural Gas
Basement Full,Outside Entrance
Flooring Wood
Basement (Y/N) Yes
Air Conditioning Y/N No
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 1263
Central Air Y/N No
Total Bedrooms 3
Room Type Living Room,Dining Room,Kitchen,Laundry,Full Bath,Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 575
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 2
Bathrooms Count All Upper Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2

Exterior Features

Water Source Public
Inclusions Washer,Dryer,Dishwasher,Stove,Oven
Foundation Details Block
Water View Y/N No
Building Area Total 1838.00
Lot Size Acres 0.18
Water Oriented Y/N No

Room Details

Additional Bedroom # 2 Upper 1
Additional Bedroom Upper 1
Dining Room Main
Full Bath Upper 1
Kitchen Main
Laundry Main
Living Room Main

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Charlottesville High School

Price History

8/27/2026 Listed $469,000

Property vs Zip Code Average in 22903

Price
AVG $1.09M
$470K
Taxes
AVG $10,519
$4,409
Year Built
AVG 1976
1946
Visits
AVG 155
7
Data Provided by Inside Real Estate®

Areas That We Cover

118 Summit St Charlottesville, VA is a Single Family Home for sale at $469000 with 1263 sqft and a lot size of 0.18 Acres Acre(s). 118 Summit St Charlottesville has 3 bedrooms, 2 baths and was built in 1946. The property's zip code is 22903 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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