2534-1 Montgomery Ridge Rd

Charlottesville, VA
$ 1,665,000 Beds 5 Baths 4.5 Sq 4,853 Virtual Tour
Monthly Estimate* How much can I afford?

Montgomery Ridge Phase IV may be one of the last communities in Albemarle County offering spacious half-acre homesites. This ultra-rare enclave of just 14 homesites provides exceptional wooded privacy while remaining only minutes from Route 29. All homesites are served by public water and sewer, natural gas, and fiber-optic internet. The James is a unique dual-primary floor plan that combines the convenience of main-level living with the space and bedroom count of a larger traditional home. The open-concept design is ideal for both entertaining and everyday living. Step outside to your screened porch or open deck and enjoy the peaceful wooded setting. Upstairs, you'll find a spacious laundry room, a large second primary suite, and two additional bedrooms. The bonus room above the garage can be finished to provide even more living space. The walkout terrace level includes a finished recreation room, bedroom, and full bath, with additional unfinished areas available for future expansion. Call today for more information.,Fireplace in Family Room

ACTIVE

  • Price
  • $ 1,665,000
  • City
  • Charlottesville
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • ALBEMARLE
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.5 Acres
  • Zip
  • 22911
  • Sqr Footage
  • 4,853
  • Year Built
  • 2027
  • Taxes
  • $ 13800
  • Style
  • MLS#
  • 678024
Listed By: TOM RIDLEY with LORING WOODRIFF REAL ESTATE ASSOCIATES - 4349774005;
Data Source: Bright MLS

Features

General

Living Area 4853
Sewer Public Sewer
Heating Central,Heat Pump(s)
Cooling Heat Pump(s),Other,Central A/C
Roof Architectural Shingle,Radiant Barrier
Appliances Energy Efficient Appliances,Water Heater - Tankless
Zoning A
HOA Fee 350.00
Architectural Style Other
Construction Materials Fiber Cement,HardiPlank Type,Low VOC Products/Finishes,Spray Foam Insulation
School District ALBEMARLE COUNTY PUBLIC SCHOOLS
Year Built 2027
View Trees/Woods
Levels 2
Tax Year 2027
Ownership Other
Building Name Montgomery Ridge Phase IV
Accessibility None
HOA Fee 2 2000.00
Assoc Fee Paid Per Semi-Annually
County ALBEMARLE
New Construction Yes
Property Type Residential
Association Amenities Jog/Walk Path
HOA Yes
Energy Efficient Construction,Fireplace/Wood Stove,HVAC
Subdivision Name MONTGOMERY RIDGE
Garage Y/N No
Green Indoor Air Quality Contaminant Control
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions From 29 turn East on Polo Grounds Rd. Left on Montgomery Ridge Rd. Right on Settlers Ridge Rd (next to 2350 Montgomery Ridge Rd).
City CHARLOTTESVILLE
Disclosures Exempt - Disclosure/Disclaimer,Lead Free Paint
Association Name MARK@REALPROPERTYINC.COM
HOA Fee 2 Frequency One Time
Tax Annual Amount 13800.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Above Grade Unfin SQFT 200
Price Per Sq Ft Total AG 432.8
Construction Completed Y/N No
Vacation Rental Y/N No
Virtual Tour https://www.evergreenhomebuilders.com/james.html
Total SQFT 6061
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name EVERGREEN BUILDERS
Standard Status Active
Year Built Source Estimated

Interior Features

Interior Amenities Entry Level Bedroom
Heating Fuel Natural Gas
Basement Full,Outside Entrance,Partially Finished,Rough Bath Plumb,Walkout Level,Windows
Fireplace Features Gas/Propane
Hot Water Tankless
Basement (Y/N) Yes
Air Conditioning Y/N No
Heating Y/N Yes
Window Features Double Hung,Insulated
Fireplace Y/N No
Above Grade Finished Area 3847
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 5
Below Grade Finished Area 1006
Room Type Dining Room,Family Room,Foyer,Laundry,Loft,Mud Room,Office,Recreation Room,Full Bath,Half Bath,Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 1008
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Unfin Area Units Square Feet
Above Grade Unfin SQFT Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5

Exterior Features

Water Source Public
Foundation Details Concrete Perimeter,Passive Radon Mitigation,Other
Water View Y/N No
Building Area Total 6555.00
Lot Size Acres 0.50
Water Oriented Y/N No

Room Details

Additional Bedroom Upper 1
Additional Bedroom # 2 Upper 1
Additional Bedroom # 3 Lower 1
Dining Room Main
Family Room Main
Foyer Main
Full Bath Upper 1
Full Bath # 2 Lower 1
Half Bath Main
Laundry Upper 1
Loft Upper 1
Mud Room Main
Office Main
Recreation Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Martinsburg, WV office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hollymead Elementary School
Middle School Unknown Middle School
High School Albemarle High School

Price History

6/4/2026 Listed $1,655,000

Property vs Zip Code Average in 22911

Price
AVG $910K
$1.67M
Taxes
AVG $7,106
$13,800
Year Built
AVG 2011
2027
Visits
AVG 278
421
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2534-1 Montgomery Ridge Rd Charlottesville, VA is a Single Family Home for sale at $1665000 with 4853 sqft and a lot size of 0.5 Acres Acre(s). 2534-1 Montgomery Ridge Rd Charlottesville has 5 bedrooms, 4 baths and was built in 2027. The property's zip code is 22911 which is in Charlottesville, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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